50/30/20 Budget Calculator
The golden rule of personal finance. Align your income into three clear buckets: Essential Needs, Permitted Wants, and Future Savings.
Income & Spending
After-tax take-home pay
Remaining Monthly Cash Flow
$0
Total Budgeted
$5,000
Needs Allocation
$2,500
Needs (Goal: 50%)
50%
Target: $2,500
Wants (Goal: 30%)
30%
Target: $1,500
Savings (Goal: 20%)
20%
Target: $1,000